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| Register With Archers |
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To do this you can call us, visit one of our offices or register here.
The more information you give us about the type of property you are looking for, the more accurately
we can help find the right property for you. |
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| The Search Begins |
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With a clear understanding of your requirements,
we will access all properties that match your criteria.
Full details of this selection will be sent to you.
These can also be printed from this website.
However, in order to secure a property, we
recommend an early viewing. |
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| The Mortgage |
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It is advisable to get a mortgage agreed in
principle as early as possible, as this will speed
up your mortgage application.
Our recommended broker has access to every
mortgage on the market.
To make an appointment with our broker please
call us or visit our office. |
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| Viewings |
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We can conduct appointments at any time that
suit's you, including weekday evenings and all
day on Saturday and Sundays. |
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| Making An Offer |
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Once you have identified a suitable property,
we will put your offer forward to the seller
both verbally and in the form of an offer letter.
Any offer is subject to a contract being signed
and at this stage, there are no legal obligations
for the buyer to buy, or for the seller to sell,
until the contract is signed. |
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| Legal |
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A solicitor will be required to handle the legal
paperwork involved (conveyance).
It is preferable to use a solicitor who knows
the area that you are moving to and specializes
in conveyancing.
We can recommend a selection who we trust
to provide good advice and value. |
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| Sale Agreed |
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Once your offer is accepted, you will need to
instruct you solicitor to proceed immediately.
Always ensure that exchange and completion
dates are agreed at this stage.
This is also the time to instruct you mortgage
broker to proceed with your mortgage application
and make arrangements for a survey. |
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| Draft Contract |
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This is drawn up by the solicitor of the vendor
selling their property and sent to your solicitor,
who will raise some preliminary enquiries and
make a Land Registry search. |
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| Local Authority Searches |
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Your solicitor will submit a local authority search
to the local borough council.
This will reveal, for example, planning consents
granted for the property and other local issues. |
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| Survey |
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A survey is carried out by a surveyor on behalf
of the mortgage lender to check for any
structural problems and they will advise on the
value of the property. |
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| Contract Approval |
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Once results of the local search and answers
to the preliminary enquiries are received, the
draft contract is approved by your solicitor,
providing there are no further enquiries. |
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| Formal Mortgage Offer |
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This document will be sent to your solicitor for
your signature.
Once signed and returned your mortgage is in
place and you are ready to exchange contracts. |
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| Exchange Of Contracts |
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Now the contract is signed by the buyer and
seller, the deposit,
(usually 10% of the purchase price)
is either telegraphically transferred or paid
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buyers solicitor bankers draft.
The completion date is set at this stage. |
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| Completion |
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This is generally set a few days to a few weeks
after exchange of contracts, depending on
the sellers and your personal requirements.
Residual monies (usually 90%) are now
transferred from your lawyers to the sellers
lawyers account.
Congratulations, you are now the legal owner
of your new home! |
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